If you’re receiving relentless phone calls, intimidating letters, or threats from Global Credit and Collections Corp, you’re not alone. Many consumers have reported aggressive and abusive behavior from this debt collection agency, and the stress can feel overwhelming. But here’s the good news—you have rights.
Federal law protects consumers from Global Credit and Collections Corp debt collection harassment, and with help from Consumer Rights Law Firm PLLC, you can put a stop to the harassment, clear your name, and even recover damages.
In this blog, we’ll explore who Global Credit and Collections Corp is, the signs of debt collection harassment, your legal rights, and how Consumer Rights Law Firm PLLC can help you take action now.
Who Is Global Credit and Collections Corp?
Global Credit and Collections Corp is a third-party debt collection agency that works with creditors to recover unpaid debts. They may collect on behalf of credit card companies, auto lenders, utility companies, or medical providers. Their main goal is to pressure consumers into paying up—and sometimes, they cross the line from collection into harassment.
While debt collectors are legally allowed to reach out to consumers about valid debts, they must follow federal laws such as the Fair Debt Collection Practices Act (FDCPA). Unfortunately, many consumers report that Global Credit and Collections Corp debt collection harassment goes far beyond legal behavior.
What Is Debt Collection Harassment?
Debt collection harassment occurs when a collection agency uses abusive, unfair, or deceptive tactics to force payment. The FDCPA, enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), outlines what debt collectors can and cannot do.
Here are some examples of Global Credit and Collections Corp debt collection harassment:
● Calling you repeatedly, especially multiple times a day
● Using threatening or abusive language
● Calling you before 8 AM or after 9 PM
● Threatening arrest or legal action without basis
● Contacting you at work after you’ve told them not to
● Refusing to validate the debt after request
● Sharing your debt information with friends or family
If you’ve experienced any of the above from Global Credit and Collections Corp, you may be a victim of illegal debt collection practices.
Real Consumer Complaints Against Global Credit and Collections Corp
Consumers have reported the following common complaints about Global Credit and Collections Corp debt collection harassment:
1. Excessive Phone Calls
Consumers often receive multiple calls a day, including calls to their workplace and family members, even after asking them to stop.
2. Threatening Language
Some reports claim agents have used aggressive or manipulative language, including threats of legal action or arrest—without any court case filed.
3. Refusal to Validate Debt
Numerous consumers state that even after requesting written verification, the company continued to demand payment without providing proof of the debt.
4. Harassment at Work
Collectors have been known to contact consumers at their workplace, putting them at risk of job loss or public embarrassment.
All of these are red flags and may constitute Global Credit and Collections Corp debt collection harassment under the FDCPA.
Know Your Rights Under the FDCPA
The Fair Debt Collection Practices Act protects consumers from harassment and abuse. If Global Credit and Collections Corp violates any part of this law, you have the right to take legal action.
Here’s what the FDCPA prohibits:
● Harassment: Collectors cannot use obscene or profane language, or threaten violence.
● False Statements: They can’t lie about who they are, the amount you owe, or the legal consequences.
● Unfair Practices: They can’t add unauthorized fees or try to collect more than you owe.
● Third-Party Disclosure: They cannot tell your family, friends, or coworkers about the debt.
● Ignoring Cease Communication Requests: If you tell them in writing to stop, they must.
Under the FDCPA, you can also sue for statutory damages of up to $1,000, plus compensation for emotional distress and attorney fees.
Steps to Take If You’re Being Harassed
If you believe you’re a victim of Global Credit and Collections Corp debt collection harassment, here’s how to protect yourself:
1. Keep Records of All Communications
Document every phone call, letter, email, and voicemail. Save screenshots and record conversations (where legal).
2. Send a Cease-and-Desist Letter
You can request Global Credit and Collections Corp to stop contacting you. Once they receive a written cease-and-desist letter, they can only contact you to inform you of a lawsuit or that they will no longer pursue the debt.
3. Request Debt Validation
Ask for written validation of the debt. If they continue harassing you without verifying the amount, they are violating your rights.
4. File Complaints
Report their behavior to:
● The Consumer Financial Protection Bureau (CFPB)
● The Federal Trade Commission (FTC)
● Your State Attorney General
5. Contact Consumer Rights Law Firm PLLC
This step is crucial. Legal professionals can enforce your rights, hold the collectors accountable, and help you win compensation.
How Consumer Rights Law Firm PLLC Helps Victims of Harassment
Dealing with Global Credit and Collections Corp debt collection harassment can be overwhelming, but Consumer Rights Law Firm PLLC makes it easy to fight back.
Here’s how they help:
Free Case Review
Their team offers free, no-obligation consultations. They’ll evaluate your case and determine whether Global Credit and Collections Corp violated your rights.
Immediate Legal Action
Once you hire them, they’ll send formal legal communication demanding the harassment stop. They’ll act as your legal buffer—no more calls, letters, or stress.
Lawsuit Filing and Compensation
If Global Credit and Collections Corp has broken the law, the attorneys will help you file a lawsuit. You may be entitled to:
● Up to $1,000 in statutory damages
● Compensation for emotional distress
● Reimbursement for lost wages
● Attorney’s fees paid by the debt collector
You Pay Nothing Unless They Win
Their services are provided on a contingency basis—you don’t pay a dime unless they win your case.
Why Consumers Trust Consumer Rights Law Firm PLLC
The team at Consumer Rights Law Firm PLLC has built a strong reputation for protecting consumers from abusive debt collectors. They:
● Focus exclusively on consumer protection and debt collection law
● Have helped thousands of consumers across the U.S.
● Understand the emotional toll of debt harassment
● Take fast action to stop illegal collection practices
They’re not just legal experts—they’re advocates for your peace of mind.
Can You Be Sued by Global Credit and Collections Corp?
Yes, a debt collector can sue you over a valid debt. But many threats of lawsuits are empty intimidation tactics. That’s why it’s important to:
- Demand validation of the debt
- Review your credit report
- Speak with a lawyer before paying or agreeing to anything
If they threaten legal action without following through or misrepresent their authority, that’s a violation of the FDCPA—and you may be able to sue them instead.
Final Thoughts: Don’t Let Global Credit and Collections Corp Intimidate You
You are not powerless. If you’ve been dealing with Global Credit and Collections Corp debt collection harassment, remember that you have rights, and you don’t have to fight this battle alone.
Whether it’s constant calls, false threats, or illegal behavior, Consumer Rights Law Firm PLLC is ready to defend you. Their team knows how to stop the harassment, clear your record, and get you compensation for the stress and damage you’ve endured.
Take the First Step Today
Call Consumer Rights Law Firm PLLC now