10 ways to make your HDFC Bank Credit Card work for you

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There are a number of ways to make your Best HDFC Credit Card work for you. Here are ten of the most effective: 1. Use your card for all your purchases, both big and small. This will help you to build up your credit rating and also earn rewards and bonuses. 2. Pay your card off in full every month. This will help you to avoid interest charges and will also help you to build up your credit rating. 3. Make use of the various features and benefits that your card offers. These can include rewards programmes, discounts, and special offers. 4. Set up a Direct Debit to pay your card off in full each month. This is the easiest way to make sure that you never miss a payment and that you always get the benefit of any rewards or bonuses. 5. Use your card for cash withdrawals. Although you will be charged interest on these, they can be a handy way to get cash when you need it. 6. Monitor your credit rating regularly. This will help you to make sure that your credit rating is in good shape and that you are on track to get the best possible terms on future credit cards and loans.

1) Make the most of your HDFC Bank Credit Card


HDFC Bank Credit Card is one of the most popular credit cards in India. It offers a wide range of benefits and features that make it an ideal choice for both personal and business use. Here are 10 ways to make the most of your HDFC Bank Credit Card:

1. Get rewarded for your spending: HDFC Bank Credit Card offers a wide range of rewards and cashback offers that you can avail on your spending. Make sure to check the offers page on the HDFC Bank website to see the latest deals and make the most of your card.

2. Enjoy exclusive discounts and privileges: As an HDFC Bank Credit Cardholder, you can enjoy exclusive discounts and privileges at partner restaurants, hotels, and retailers. Check out the HDFC Bank website to see a list of partner merchants and make the most of your card.

3. Get emergency assistance: HDFC Bank Credit Card offers 24/7 emergency assistance in case of lost or stolen cards. You can also avail of emergency cash advance and emergency card replacement services.

4. Get cash back on fuel purchases: HDFC Bank Credit Card offers 5% cash back on fuel purchases made at any petrol pump across India. This offer is valid for transactions up to INR 500 per month.

5. Get free movie tickets: HDFC Bank Credit Card offers 2 free movie tickets every month on bookings made through BookMyShow. This offer is valid for transactions up to INR 500 per month.

6. Shop with peace of mind: HDFC Bank Credit Card offers zero liability on fraudulent transactions. In case your card is lost or stolen, you can report it to the bank and you will not be held responsible for any unauthorized transactions.

7. Enjoy interest-free periods: HDFC Bank Credit Card offers up to 50 days of interest-free credit period on purchases. This offer is valid for transactions made within the due date.

8. Get easy payment options: HDFC Bank Credit Card offers a wide range of payment options that you can choose from. You can pay your credit card bill online, through mobile banking, by cheque, or at any HDFC Bank branch.

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2) Use your HDFC Bank Credit Card to save money


When it comes to saving money, using a credit card is often not the first thing that comes to mind. However, if used correctly, your HDFC Bank Credit Card could help you save a significant amount of money. Here are 10 ways in which you can use your HDFC Bank Credit Card to save money:

1. Use your credit card for big purchases: If you have a big purchase to make, using your credit card can help you save money. This is because you can often get a cashback or rewards points on your purchase.

2. Use your credit card for everyday purchases: You can also use your credit card for your everyday purchases. This can help you save money as you can earn rewards points which can be redeemed for cashback or other benefits.

3. Use your credit card for online shopping: Shopping online is a great way to save money. This is because you can often get discounts and cashback when you use your credit card.

4. Use your credit card for gas: Using your credit card for gas can help you save money. This is because you can often get a discount on gas when you use your credit card.

5. Use your credit card for groceries: You can also use your credit card for groceries. This can help you save money as you can often get discounts and cashback when you use your credit card.

6. Use your credit card for travel: If you travel often, using your credit card can help you save money. This is because you can often get discounts and cashback when you use your credit card.

7. Use your credit card for dining: Dining out is a great way to save money. This is because you can often get discounts and cashback when you use your credit card.

8. Use your credit card for entertainment: If you enjoy going out for entertainment, using your credit card can help you save money. This is because you can often get discounts and cashback when you use your credit card.

9. Use your credit card for bills: You can also use your credit card to pay your bills. This can help you save money as you can often get discounts and

3) Use your HDFC Bank Credit Card to get cash back


HDFC Bank Credit Cards offer you a host of cash back and rewards programs that you can avail. Here are the top 3 ways to make your HDFC Bank Credit Card work for you and get cash back:

1. Use your HDFC Bank Credit Card for all your spends – Whether you are shopping for groceries or making utility bill payments, use your HDFC Bank Credit Card for all your transactions to earn maximum cash back.

2. Use your HDFC Bank Credit Card for online transactions – You can get up to 5% cash back on all your online spends using your HDFC Bank Credit Card.

3. Use your HDFC Bank Credit Card for fuel purchases – You can get up to 3% cash back on all your fuel purchases using your HDFC Bank Credit Card.

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